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Start with the decision
We start by getting clear on what you’re trying to decide, what matters most, and any deadlines or tax issues we need to consider.
We start by getting clear on what you’re trying to decide, what matters most, and any deadlines or tax issues we need to consider.
We look at the different ways you could handle it and talk through how each one may affect your taxes, investments, retirement plan, and cash flow.
Once we know what makes sense, we help with the next steps and coordinate with your CPA, attorney, or other professionals when needed.
No. Stonevale does not prepare or file tax returns. We focus on tax planning throughout the year and can coordinate with your CPA or tax preparer when needed.
Tax preparation looks backward at what already happened. Tax planning looks ahead at decisions you can still make before the year is over.
A Roth conversion may be worth looking at when your income is temporarily lower, required distributions are getting closer, or you think your tax rate could be higher later. We also look at Medicare premiums, cash flow, and how the conversion fits into the rest of your plan.
Yes. With your permission, I can coordinate with your CPA and share the planning assumptions or questions that are relevant to the decision.
Yes. Some tax-planning questions fit well into an hourly engagement. Ongoing clients receive tax-aware planning as part of the broader financial planning relationship.
