A financial planning checklist overlay with columns for Planning Area, Status, and Priority, listing Retirement, Investments, Taxes, Insurance, and Estate Plan, with checkboxes indicating completed items and corresponding status and priority notes.
Financial Advice under the fiduciary standard
Led by a CFP® professional
Northfield + virtual nationwide
The Bigger Picture

Your finances don't live in separate boxes.

A decision in one area can affect something somewhere else. Good financial planning helps you see those connections before they turn into expensive surprises.
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Organize
Bring your accounts, documents, priorities, and open questions into one clear picture.
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Coordinate
Connect retirement, investments, taxes, insurance, estate planning, and cash flow.
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Adapt
Revisit the plan as your career, family, markets, and goals change.
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Ready to make money feel simpler?
Let's talk about where you are, what matters most, and whether Stonevale is the right fit.
See If We're A Fit
What We Help With

What comprehensive financial planning can cover

Cash Flow and Savings

Decide how much to save, where to save it, and how to balance today’s priorities with future goals.
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Retirement Planning

Estimate what retirement may cost, where your income may come from, and whether you’re on track.

Investment Strategy

Build a portfolio around your timeline, goals, tax situation, and comfort with risk.
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Tax Planning Coordination

Look ahead for tax planning opportunities and coordinate with your tax professional when it makes sense.

Insurance Review

Review whether your life, disability, long-term care, and property coverage still fit your needs.

Estate Planning Coordination

Review beneficiaries, legacy goals, and estate planning questions to discuss with your attorney.
Who It's For

This may be a good fit if...

  • ✓You’re approaching retirement and want a clearer plan for income and investments
  • ✓Your financial life has gotten more complicated and harder to keep organized
  • ✓You’re balancing retirement, college, taxes, equity compensation, or a growing business
  • ✓You want fee-only advice without product sales or commissions
How it Works

A practical process, explained clearly.

01

Understand

We start with what matters most, what’s on your mind, and the financial decisions already competing for attention.

02

Build

We organize the information, explain the tradeoffs clearly, and turn the recommendations into a practical action list.

03

Keep it updated

For ongoing clients, we revisit the plan as life changes and help keep the moving pieces coordinated.

What does comprehensive financial planning include?

Comprehensive financial planning can include cash flow, retirement planning, investment management, tax planning coordination, insurance reviews, estate planning coordination, education planning, and major financial decisions. The exact scope depends on your goals, priorities, and the complexity of your financial life.

Do I need investment management to receive financial planning?

No. Stonevale offers hourly, advice-only financial planning without investment management, as well as an ongoing full-service relationship that includes investment management.

Do I need a certain net worth?

No. There is no specific net worth requirement for hourly financial planning. The right service depends more on the complexity of your questions and whether you want one-time advice or ongoing support.

Does Stonevale work under the fiduciary standard?

Yes. Stonevale Wealth Advisors provides fee-only financial advice in a fiduciary capacity and does not receive commissions for recommending financial products.

Can we work together virtually?

Yes. In-person financial planning meetings are available by appointment in Northfield, Illinois, and virtual meetings are available for clients throughout the United States where permitted.

Related services
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Retirement Planning
Retirement brings a lot of decisions together. We help coordinate income, Social Security, Medicare, taxes, and investments so you can see how the pieces fit.
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Taxes are easier to plan for before the year is over. We look ahead for opportunities involving withdrawals, Roth conversions, investments, charitable giving, and other financial decisions.
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Your portfolio should support the rest of your financial life. We build and manage investments around your goals, cash needs, taxes, and the amount of risk that makes sense for you.
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Investment Management