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Northfield, IL

Financial Planning Services

Stonevale Wealth Advisors provides fee-only financial planning and investment management for individuals and families in Northfield, Chicago, and nationwide.

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Financial Planning
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Retirement Planning
Investment Management
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Tax Planning
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Financial Planning

Your finances don’t live in separate boxes. I help you bring your investments, retirement, taxes, insurance, estate plan, and day-to-day decisions together into one clear strategy.
including:
  • Organizing your complete financial picture
  • Cash flow and major financial decisions
  • Insurance and estate planning coordination
  • A practical list of priorities and next steps
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Retirement Income
$102,000
of $115,000 annual income goal
Social Security
42%
Portfolio
38%
Pension
20%

Retirement Planning

Retirement planning is about more than choosing a date or reaching a number. I help you understand how your income, investments, taxes, Social Security, and healthcare can work together throughout retirement.
including:
  • Retirement income and withdrawal planning
  • Social Security and Medicare decisions
  • Roth conversions and tax-aware strategies
  • Testing different retirement scenarios
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Up to
0.60%
Potential annual
value from thoughtful
asset location 1
1 in 3
65-year-olds
expected to live
to at least 90 2
35%
Of non-retirees
believe their retirement
savings are on track 3
This is intended for illustrative purposes only and is not indicative of any specific investment or strategy. Your results will vary.
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Portfolio Allocation
$1,114,930
Invested across your plan
40%
U.S. Stocks
30%
International
20%
Bonds
10%
Diversifiers

Investment Management

Your investments should support your life, not become another source of stress. I build and manage diversified portfolios around your goals, timeline, tax situation, and comfort with risk.
including:
  • Portfolio design and investment selection
  • Risk and asset-allocation decisions
  • Tax-aware investing and rebalancing
  • Ongoing monitoring and adjustments
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Roth Conversion
$24,000 planned
Tax-Loss Harvesting
$6,800 loss captured
Estimated Tax Savings
$8,450 identified

Tax Planning

I don’t prepare tax returns, but I do help you make financial decisions with taxes in mind. When appropriate, I can also coordinate with your CPA so everyone is working from the same plan.
including:
  • Roth conversion planning
  • Capital gains and tax-loss harvesting
  • Retirement withdrawal and distribution strategies
  • Coordination with your CPA throughout the year
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Explore Tax Planning
Robert Lopez, CFP® sitting cross-legged in an office chair in Stonevale Wealth Advisors office.

Let's make money feel simpler.

If you've made it this far, you probably have a pretty good sense of who I am and how I think about financial advice.
‍
If you think we might work well together, I’d be happy to hear what’s going on in your world and see if I can help.

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¹ Vanguard estimates that thoughtful asset location may add between 0% and 0.60% in annual value on average. Actual value varies based on an investor’s holdings, asset allocation, account types, tax bracket, circumstances, and time horizon. This represents potential value, not guaranteed performance. Source: Vanguard, “Putting a Value on Your Value: Quantifying Vanguard Advisor’s Alpha®,” July 2022.

‍² More than one in three 65-year-olds is expected to live to at least age 90. This is a population estimate, not an individual life-expectancy prediction. Source: Social Security Administration, “Your Retirement Checklist.”

‍³ In the Federal Reserve’s 2025 household survey, 35% of non-retirees said they believed their retirement savings plan was on track. This was a self-reported assessment rather than an objective measure of retirement readiness. Source: Federal Reserve, “Economic Well-Being of U.S. Households in 2025,” published May 2026.